January 1, 2020


Changes to Automobile Insurance Regulations in NL Effective January 1, 2020

As of January 1, 2020 people who have been injured in motor vehicle accidents in Newfoundland and Labrador are required to give notice of their intention to start legal action within 120 days of the accident. Due to this change we strongly encourage injured persons to consult with a lawyer as soon as possible after an accident takes place.

May 15, 2019


An Important Message Regarding Section B Automobile Insurance Coverage and Payment for Medical Treatments

Section B Coverage includes the payment of doctor recommended medical treatments for the recovery of injuries caused by an automobile accident.  The coverage available for an individual is related to the injuries suffered and doctors’ recommendations.  Treatments often include physiotherapy, massage therapy and chiropractic treatments.  Section B Coverage is payable no matter who was at fault for an accident and as such can be put in place shortly after the accident has taken place.   For many people the coverage available to them through Section B is a very important part of their recovery process.   
 
In other provinces Section B Coverage is included in every automobile insurance policy; however, in Newfoundland and Labrador this is not the case.  Further, it’s common for drivers to be unaware of what coverage they have or to believe that they have Section B Coverage when they do not.    If you are uncertain whether or not you have section B coverage the Penney & Brown Law team encourage you to check your automobile insurance policy now.   It’s important to know what coverage you have in place before an accident happens.